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Question: What are the latest trends in alternative finance?
1. Equity Crowdfunding: Equity crowdfunding is an increasingly popular way of raising funds that involves selling shares of company stock to a large number of individual investors. 2. Peer-to-Peer Lending: Peer-to-peer (P2P) lending uses online platforms to connect borrowers with individual lenders, eliminating the need for a traditional bank loan. 3. Marketplace Lending: Marketplace lending, also known as online lending, uses technology to provide loans to borrowers without having to go through a bank. 4. P2P Payments: P2P payments applications make it easier for people to transfer money to each other quickly and securely. 5. Initial Coin Offerings (ICOs): ICOs are a newer, highly disruptive form of alternative finance that involves issuing digital tokens to investors in exchange for an upfront payment. 6. Social Impact Investing: Social impact investing enables investors to put their money into projects that are expected to generate both financial returns and social or environmental benefits.
Jan. 13, 2023, 1:58 a.m.
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